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• Real Estate Trivia - Bill Blitch's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more.

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Real Estate Tips

Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

	See All Tips In The "Financing Your Home" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

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Real Estate Trivia

Q	What place is known as "America's Stonehenge"?
A	A 4,000 year-old stone constructed megalithic site located on Mystery Hill in Salem, Massachusetts.
See More Real Estate Trivia >

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Bill Blitch Carol Jones Realtors 45 Notch Shopping Lane Reeds Spring, MO 65737 417-294-4022 Fax: 417-338-1051 BillBlitch@NUMBER1EXPERT.com www.BransonBillRealestate.com is brought to you by Bill Blitch, real estate for Branson, Hollister and Ridgedale, Missouri Read Bill Blitch's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

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