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Welcome to Bill Blitch's Branson, Hollister and Ridgedale Real Estate Website

Welcome! Here You Can Find Great Information on Branson, Hollister and Ridgedale, Missouri Real Estate 

Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes. 

Need local real estate information? I've summarized much of what is important about the Branson, Hollister,Ridgedale,Forsyth,Table Rock Lake,and Lake Taneycomo area. Whether you are looking for a Retirement Home or a Vacation Home the Branson area has what you are looking for!!! 

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job.I would love to help you find what you are looking for. We are now in a Buyers Market,and it is a Great time to buy in the Branson,and surrounding areas. No one knows when the market will shift up again so now is a great time to buy as it is still truly a buyers market.  

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. 

Buying and selling a home is one of the biggest events in your life. As a top Branson, Hollister and Ridgedale,Forsyth,Table Rock Lake,Lake Taneycomo area real estate agent, I have the experience and track record you are looking for. Please let me help.I would be happy to send you properties as they come on the market that might meet you criteria. There has never been a better time to buy real estate as prices are low, as well as interest rates . 1 percentage drop in the interest rate can save you tens of thousands of dollars on your purchase over time.Let me know how I can be of assistance. You can reach me at 417-338-2022 or e-mail me at bill@caroljones.com You can also search the MLS on my website www.billblitch.caroljones.com  

- Bill Blitch 

 

Real Estate Tips

Financing Your Home >ARMs

Here is a tip for those who are shopping for Adjustable Rate Mortgages (ARMs): the "margin" is almost as important as the initial rate. The margin is the percentage point above the average yields for Treasury notes on which future rate adjustments will be calculated.

Let's compare two hypothetical one-year ARMs. The first may have an initial interest rate of 7% with a 2.5 margin, while the second begins at 6 7/8% with a 2.75 margin. Both loans have rate caps of 2%. Suppose that at the end of the first year of the loan, the average of the one-year Treasury note yield has been 5 1/2%. For each loan, the lenders will add the margin to that 5 1/2% average yield. Thus the interest rate for first loan would increase from 7% to 8%, and the second would go from 6 7/8% to 8 1/4%. While the first ARM had a slightly higher initial rate, it will have lower rates in subsequent years, unless the Treasury note rates increase enough to activate the annual caps on the amount of the increase. There is a wide variance among margins in ARMs offered by competing lenders, and this should be a factor when you decide on your loan.

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Real Estate Trivia

Q 
What recent hit movie features a field trip scene that supposedly takes place at Columbia University in New York?
A 
The scene in the movie "Spider-Man", where Peter Parker shoots photos of Mary Jane and is bitten by the spider, was actually filmed in the Museum of Natural History in Los Angeles, California.
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Bill Blitch, REALTOR®, real estate agent and broker for Branson, Hollister and Ridgedale, Missouri home listings, property and land for sale - NUMBER1EXPERT

Bill Blitch
Carol Jones Realtors
45 Notch Shopping Lane
Reeds Spring, MO 65737
417-294-4022
Fax: 417-338-1051
BillBlitch@NUMBER1EXPERT.com


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